Brale supports individual custodial accounts

Brale supports individual custodial accounts | Brale Blog

Brale now supports individual custodial accounts, providing more options for building consumer-facing stablecoin products.

Customers can onboard individuals, support Brale-managed custody, and connect those accounts to stablecoin movement through one API surface.

Individual custodial accounts are available today across 44 U.S. states and territories, with further expansion in the works.

Why it matters

Many platforms need more than pass-through movement. They require an account model that supports:

Individual onboarding through an API-first experience.

A custodial structure for holding balances when the flow requires it.

Operational control and monitoring that matches regulated infrastructure.

A straightforward path to expand coverage as jurisdictions and licenses evolve.

Individual custodial accounts enable teams to support those requirements while reducing the need to stitch together multiple providers just to reach end-to-end coverage.

These accounts add a custodial option for individual end users, with a consumer-specific onboarding path.

Brale handles the regulatory, onboarding, and custody complexity behind the scenes, giving platforms a simpler way to offer individual accounts through one API.

Robust individual account coverage

Individual custodial accounts complement the individual transactional account model already available on Brale, which is supported in 47 U.S. states and territories and across 131 approved countries outside the U.S.

Individual transactional accounts are designed for non-custodial, pass-through execution.

Individual custodial accounts are made for flows where custody is required and a Brale-managed balance is part of the product experience.

These models work together to give Brale users more flexibility. Use transactional when you need execution without holding a custodial balance. Or, use custodial when the experience requires a Brale-managed account that can hold balances.

  1. 1

    Onramp

    From a virtual account into the custodial wallet, where supported.

  2. 2

    Offramp

    From your supported stablecoin to USD via wire, ACH, or RTP.

  3. 3

    Swap or convert

    Between your supported stablecoin and USDC/USDT.

Powering consumer-facing platforms

Brale's move to support individual custodial accounts unlocks new potential for platforms building consumer-facing experiences, including:

Remittance and cross-border payments in supported jurisdictions and corridors

Neobanking and consumer fintech

End-to-end stablecoin movement across onramp, custody, and offramp

Custody built for consumer platforms

If you're building a remittance, neobank, or consumer stablecoin product and need custodial accounts for individuals, talk to our team.

Contributors

  • Tirth Rami | Brale
    Tirth Rami
    Software Engineer
  • Nico Lugioyo | Brale
    Nico Lugioyo
    Risk & Compliance Analyst
  • Nixon Wegulo | Brale
    Nixon Wegulo
    Head of Risk
  • Chase Merlin | Brale
    Chase Merlin
    Sr Product Manager