Stablecoin Payment Accounts

Modern Treasury and Brale have partnered to unlock fast, flexible, and programmable payouts across both fiat and stablecoins. Together, we've built infrastructure that transforms how businesses interact with money using Stablecoin Payment Accounts.

Moving beyond orchestration

Traditionally, fintech has treated fiat and stablecoins as separate tracks, each with its own tools, workflows, and constraints. That separation creates friction. It slows down operations, complicates reconciliation, and drives up costs.

By connecting Brale's stablecoin infrastructure with Modern Treasury's orchestration platform, businesses can now treat fiat and stablecoin flows as part of a unified system with full compliance, transparency, and control.

Launch at your own speed

Platforms enabling stablecoin flows have historically relied on complex, shared bank accounts that can take months to open. This partnership changes that.

With Brale and Modern Treasury, you can access payment accounts to move money on behalf of your customers using stablecoins and traditional bank rails.

As a licensed money transmitter, Brale provides compliant infrastructure, and Modern Treasury delivers the payment operations layer, giving you compliance without sacrificing speed or control.

Leverage protocols without learning blockchain

Handling conversion, formatting, minting, and burning are all supported in a single programmable workflow enabling you to transfer, swap, or transform assets.

Our API supports:

All in all, this enables more than 10,000 variations of no-cost swaps with no slippage without learning how blockchains work, just getting the benefits of using them.

Injecting stablecoins into traditional workflows

Brale's APIs allow stablecoins to plug into traditional workflows just like fiat. A few common examples include:

Whether you're using USDC or issuing your own stablecoin, Brale handles the complexity. It just works.

Introducing preferred routes

With thousands of possible flows, we're introducing preferred routes: pre-configured, optimized pathways for common use cases. These reduce setup time and cost.

1¢ bank transfers are now a reality. Using a simple series of builds, you can use preferred routes to minimize additional transfer costs. To learn more about preferred routes, find a time to chat with our team.

These routes are composable. Just generate your Brale API keys and provide them to Modern Treasury. On-chain and off-chain flows become available instantly via the Modern Treasury API.

{
  "amount": {
    "value": "100",
    "currency": "USD"
  },
  "source": {
    "value_type": "USD",
    "transfer_type": "Wire"
  },
  "destination": {
    "address_id": "d7bd28e4-93e6-4313-880c-ab9178eacd3b",
    "value_type": "SBC",
    "transfer_type": "solana"
  }
}

Enterprise operations, unified controls

With Modern Treasury finance teams get a single control plane for both fiat and stablecoin flows. This includes:

Existing processes remain intact—just add stablecoin rails where needed. Every transaction benefits from real-time visibility and automated reconciliation.

Why this matters

Brale and Modern Treasury make it possible to build a treasury stack that adapts to your business, not the other way around.

Reverse-compatible architecture

Modern Treasury is built on the Brale API for instant speed-to-market. Launch a new stablecoin on Brale, and it's immediately supported via API and listed on the Brale exchange.

This automation cascades across pairs, chains, and partners including Paxos and Circle issued assets.

When we deploy a new chain, it becomes instantly available via the Brale API and compatible with Modern Treasury workflows. When you deploy a stablecoin it's instantly compatible with any asset we support.

Programmable money is now a product feature

The future of finance isn't fiat or stablecoins, it's both. With Brale and Modern Treasury, value flows through a single API across blockchains, traditional payment rails, and digital ledgers.

One flow. Infinite destinations. Over 10,000 programmable ways to move value faster and smarter.