Adding stablecoins to your fintech

In the payments industry, adding a new payment type like RTP, FedNow, or Push-to-Card is a well-understood process. You find a bank, agree to a monthly fee, a per-transaction fee, and a prefunding limit that caps how much you can send.

It's simple, familiar, and widely deployed.

This setup works incredibly well for marketplaces and platforms doing payouts. The U.S. banking system is designed to get money into accounts, and it has been making payroll, paying taxes, and powering commerce for decades. Today, these flows are increasingly API-driven, but sometimes there's still a flat file behind the scenes.

$100 Wire Prefund + $100 RTP Payout

Adding stablecoin payouts to your platform works almost the same way.

You work with a non-bank provider like Brale to enable the payouts. There's a monthly fee (starting at $10 per month), transaction costs (gas plus pass-through fiat fees), and in many cases, no prefunding limit at all. The flow looks the same, just with a non-bank in the middle.

$100 Stablecoin Payout via Brale on Base

This is why stablecoin payouts are so attractive to growth-stage companies. They're instant, nearly free, API-native, and low-risk to test. Most payment integrations are expensive and operationally risky if you get them wrong. Stablecoins are different. The Brale API is also different because you can change the payout instruction across 12 blockchains and 40+ stablecoins, including one you create and the funding method and API instruction is the same.

{
  "amount": {
    "value": "100",
    "currency": "USD"
  },
  "source": {
    "address_id": "2VcUIonJeVQzFoBuC7LdFT0dRe4",
    "value_type": "SBC",
    "transfer_type": "Base"
  },
  "destination": {
    "address_id": "2xNL6PAF0cbcQHyjMQJ2RKRfbD9",
    "value_type": "USDC",
    "transfer_type": "Base"
  }
}

At Brale, stablecoins are for everyone. We've developed this structure to be a copy / paste approach for companies already familiar with this funds flow. There no issuer bias here. Brale, Circe, and Paxos issued assets all available via the API.

Adding stablecoins is like adding any other payment rail. It just works instantly, globally, and practically for free when you build with Brale.